Infograafi kevyiden sähköisten liikkumisvälineiden vakuuttamisesta, lue sisältö erillisestä kuvauksesta infograafin yhteydessä.

How should new electric mobility devices be insured?

Not to be insured - Light electric mobility devices:

  • Walking-assisting/-replacing mobility devices: max. 1 kW, max. 15 km/h
  • Light electric vehicles: max. 1 kW, max. 25 km/h, max. 80 cm in width, max. seat height 44 cm for 2-wheeled devices
  • Pedelecs: max. 250 W, max. 25 km/h, can have a speed up to 6 km/h without pedalling (walk-assist)

To be insured - Light motor vehicles:

  • Motorised bicycles: max. 1 kW, max. 25 km/h, max. 1 m in width, no pedalling necessarily required

If you are unsure which vehicle class the device belongs to, ask Traficom.

If the mobility device exceeds 1 kW or 25 km/h, motor insurance is required.

‘Maximum motor power’ (kW or W) refers to acceleration power. For example, the power of a motor used to keep the balance of an electric mobility device has no effect on whether the device must be insured or not. Such motors can be found, for example, on self-balancing scooters or ‘hoverboards’.

Verify the speed and power of the mobility device from the seller.

Drive carefully and wear proper protective equipment.

Take care of voluntary accident and third-party liability insurance.