Motor liability insurance must be taken for the following:
- Motorbikes and motocross bikes
- Motorised bicycles (read more: Light electric mobility devices)
- Power-driven work machinery
- Semi-trailers and trailers
- Caravan trailers
- Lightweight trailers
As a rule, the obligation to take out motor liability insurance also pertains to a vehicle that need not be registered.
If this obligation is neglected, then the vehicle is not allowed on the road. Also, the annual vehicle inspection cannot be carried out on an uninsured vehicle.
Voluntary comprehensive insurance policy may be taken out to increase the scope of the insurance. Depending on the scope of the comprehensive insurance, it covers the damage to the car of the party causing the accident or, for instance, damage caused on a parking lot or malicious damage.
Your insurance company will be able to give you advice regarding comprehensive insurance.