The penalty fee can often be paid in instalments. If you have received an invoice from us for a penalty fee due to a failure to take out insurance, you may propose an instalment schedule. Please note that the minimum instalment is €50/month. Instalments are not possible if the penalty premium amounts to less than €100.

You may send your proposed instalment schedule by e-mail to hyvike(@) Indicate your proposed instalment schedule and due date. You will receive a response to your proposal by e-mail.

A hire purchase agreement can only be made until the due date of the original invoice. If the hire purchase agreement is not followed, the entire final amount will fall due at once.