Act governing motor liability insurance 2017

The new act governing motor liability insurance entered into force on 1 January 2017. The complete reform of the act makes the existing regulations clearer and less equivocal.

In the new law, deficiencies in the old law were corrected and at the same time future changes were anticipated, for example, the increase in the automation of driving. The basic principles of the law remain unchanged. The basic principles are the scope, the obligation to insure, and the principles and reimbursement benefits of compensating damage.

However, the change in the law brings many practical changes. For example, the penalties for failing to insure will increase and victims' legal protection will improve. In addition, insurance companies are now able to take claims history more flexibly into account in their products.



Experts in total reform of the Act governing motor liability insurance at the Finnish Motor Insurers' Centre:

  • Janne Jumppanen, Director, tel. +358 40 450 4543
  • Visa Kronbäck, Chief of Legal Affairs, tel. +358 40 450 4259
  • Antti Tuulensuu, Claims Manager, tel. +358 40 450 4671

Load the new act governing motor liability insurance