If the accident is caused by a Russian vehicle, the claims settlement and compensation are taken care of by the company that has insured the Russian vehicle. There are approximately 100 different motor liability insurance companies in Russia.
As a rule, when a Finnish vehicle is responsible for the accident, the claims handling process will be coordinated by Russia's Green Card office in Moscow. The actual claims handling will take place in a Russian motor liability insurance company belonging to the Green Card system as a commission from the Green Card office.
Read also: Green card in Russia.
However, take into account that the limits of indemnity for motor liability insurance are low in Russia:
* The exhange rate affects the compensation amount.
According to the Russian Motor Liability Insurance Act, the guilty party to the accident compensates for any damage exceeding the above compensation amounts on the basis of civil law.
In Russia, the guilty party to the accident is personally liable to compensate for the damage caused to the injured party. Therefore, you may be personally liable for property damage and bodily injuries exceeding the above compensation amounts.
In the event of an accident, fill in and sign (with clarification of signature) the accident report. When travelling to Russia, it is worthwhile printing out an international accident report form to take with you on the trip.