The penalty fee can often be paid in instalments. If you have received an invoice from us for a penalty fee due to a failure to take out insurance, you may propose an instalment schedule. Please note that the minimum instalment is €50/month. Instalments are not possible if the penalty premium amounts to less than €100.

You may send your proposed instalment schedule by e-mail to hyvike(@) Indicate your proposed instalment schedule and due date. You will receive a response to your proposal by e-mail.