• the driver's bodily injuries
  • damage to the insured vehicle
  • goods or cargo in the vehicle

According to the Russian Motor Liability Insurance Act, the guilty party to the accident compensates for any damage exceeding the above compensation amounts on the basis of civil law.

In Russia, the guilty party to the accident is personally liable to compensate for the damage caused to the injured party. Therefore, you may be personally liable for property damage and bodily injuries exceeding the above compensation amounts.