This is how to claim compensation from the Finnish Motor Insurers’ Centre

You can claim compensation from the Finnish Motor Insurers' Centre (LVK) for traffic accidents caused by uninsured and unknown vehicles, those exempted from motor liability insurance, foreign vehicles, vehicles holding temporary and frontier motor liability insurance policies. LVK also compensates reindeer owners for damage to their reindeer caused by vehicles. Read more about the damage compensated by LVK here.

The driver of the vehicle that caused the damage must prepare a written damage report and submit it to the Finnish Motor Insurers' Centre. If the party causing the damage is unknown (e.g. personal injury caused by an unknown vehicle), or they have not reported the accident, the injured party shall themselves submit a damage notification to LVK.

The damage report forms are available here.

The contact information for LVK's injuries and claims service:
tel: +358 40 450 4520
vahingot(@)vakuutuskeskus.fi
fax: +358 40 450 4695

Send the duly filled in and signed damage report the Finnish Motor Insurers' Centre by mail, fax or e-mail attachment.

The damage report cannot be submitted by phone.

You can send secure email to the Finnish Motor Insurers' Centre from here. Read more on sending secure email below.

01.01.2017